There's health insurance and then there's major medical insurance. The first is a contributory health plan we’re already familiar with. This health plan takes care of your doctor, dentist, your standard healthcare stuff, but it is not going to get you across the finish line for a major issue.
Every year, thousands of Caribbean residents require specialised medical care that is often not available in their home country or is best handled internationally. However, costs are high and travelling for medical testing and/or treatment can be a daunting experience for the patient, when already heightened emotions are typically compounded by the looming financial burden.
What if we told you, there is a better alternative to this scenario? PRFC’s solutions can assist in managing the financial strain associated with major medical expenses, incurred both locally and abroad. We offer affordable insurance plans that provide coverage for both individuals and groups via an international network of some of the most renowned hospitals, with limits starting from as low as US$100,000 to US$8,000,000 in renewable annual cover.
Does this sound like something you and your family need? Here’s some more info about our major medical insurance:
- 100% underwritten at Lloyd’s of London
- Quick turnaround in providing quotations
- Active cover within two weeks of application approval
- No medical tests required for most people to qualify
- Coverage is still possible with a pre-existing condition
- Individual and group plans available
- Complete portability of all plans, so that coverage can remain intact in the event of job change
- No premiums chargeable for the inclusion of children under the age of 11
- Coverage available for persons up to the age of 85, which can be renewed for life
- No premium increases due to the policyholder’s age
- Premium payments made in USD with your credit card, on a monthly, quarterly or annual basis
- Access to best-in-class medical facilities in Trinidad and worldwide
- Air ambulance for emergency treatment
- International Claims Concierge Service with US-affiliated facilities
To learn more, give us a call at 628-PRFC!
